Are you drowning in debt? Are you unable to pay your credit card debt? Are you being harassed by creditors? Have you been sued by your credit card company?

In the midst of the recent financial crisis that has stricken the United States and south Florida in particular, many people have found themselves in situations where they have had to live off of their credit cards in order to make ends meet and now they are unable to pay back the money they spent.

The daily phone calls from bill collectors and creditors have made the sound of a telephone ringer a stressful experience. The bill collector's attempts to collect the debt they claim is owed MUST BE TAKEN SERIOUSLY. Unfortunately, however, many people are taking the "ostrich defense" approach and burying their head in the ground in hope that it will all go away. IT WILL NOT GO AWAY IF YOU DO NOTHING!

Florida has many pro-consumer laws in place to ensure that credit card bill collectors and collection companies follow the proper procedures when attempting to collect any amounts they claim are owed to them. KNOWING YOUR RIGHTS IS ESSENTIAL. The KIRSCH LAW FIRM has defended credit card debtors throughout the state of Florida assisting them towards resolutions so that they can MOVE ON WITH THEIR LIVES AND GET THEIR LIVES BACK.

Contact the KIRSCH LAW FIRM for a Credit Card Defense Consultation today.